A school bus hanging over the edge of a ten-story building ©Alamy 6:50am

Risk is a problem for deposit-takers

From Mr Peter H. Chapman. Sir, Deposits are liabilities, not assets

6:49am

Moral argument for Greek devaluation instead of extreme austerity

From Mr Charles Dumas. Sir, Wolfgang Münchau should have perpetuated the financial-market fallacy about the eurozone’s current problems

6:49am

Accounts could be redenominated before drachma in place

From Mr Adrian Jack. Sir, You exaggerate the difficulty of Greece reintroducing the drachma

6:49am

Pharma reform should focus on R&D not CEOs

From Mr Peter Keeling. Sir, Andrew Jack’s spotlight on Andrew Witty describes yet again the difficulties of leading a modern pharmaceutical giant

6:48am

Wake up to Yemen’s hunger crisis not just the terror threat

From Ms Colette Fearon. Sir, Your article notes that Yemen is the Arab world’s poorest country. The country is also in the midst of a hunger crisis

May 15, 2012

A shared duvet is for fighting over

From Mr Pedro Madeira. Sir, My wife pointed out approvingly that the couple in the film ‘Headhunters’ each have their own duvet

May 15, 2012

We have a regional growth fund and it works

From Lord Michael Heseltine. Sir, The headline in your paper that the regional growth fund pays ‘£200,000 to create just one job’ is extremely misleading

May 15, 2012

Too vague, too cheap patents created the monster

From Mr Joshua Shapiro. Sir, Global enterprises themselves have created the mess that you detail in ‘The curse of innovation’

May 15, 2012

Our approach to Europe just took a dangerous turn

From Mr John Stevens. Sir, Your report ‘U-turn over F-35 jets hits French defence co-operation plans’ documents a very dangerous turn in the UK’s approach to Europe

May 15, 2012

US battle against bigotry is not over

From Mr Roger Algase. Sir, Edward Luce is premature when he claims that overt racism, misogyny and homophobia have ceased to be respectable in America

May 15, 2012

Doctors’ grievance over pensions is all about fairness

From Dr Christoph Lees. Sir, The doctors’ pension grievance isn’t simply about contributions, which inexplicably are projected to be almost double those of senior civil servants

May 15, 2012

What’s heroic about Greeks of today?

From Mr D.P. Marchessini. Sir, I am Greek, like your correspondent Yannis Andricopoulos

May 15, 2012

Happy to house any spare Harriers

From Mr Simon Eccles-Williams. Sir, The decision of the British government to select the vertical take-off F35B fighter aircraft is very significant for the US Marine Corps

May 15, 2012

Japan not Taiwan is isles’ legal owner

From Prof Richard C. Thornton. Sir, Charles I-Hsin Chen errs in claiming that Taiwan alone can sell the Diaoyu/Senkaku islands

May 15, 2012

ECB should cut rates as a quid pro quo

From Mr Paul Mortimer-Lee. Sir, Jens Weidmann makes some good points

May 15, 2012

Guns are a way of life and a necessity

From Mr Robert Schroeder. Sir, Gary Montgomery’s letter prompts me to comment on the practical utility of guns in America

May 14, 2012

We need less ‘I hope’ and more ‘I know’

From Mr Richard Singleton. Sir, Luke Johnson presents an argument for walking in the rain

May 14, 2012

BoE’s economists can check policy makers

From Mr Richard Barwell. Sir, Chris Giles suggests four reforms to improve how the Bank of England operates

May 14, 2012

Breath of fresh air for western central banks

From Mr Michael Kuczynski. Sir, David Daokui Li’s comments are in eloquent contrast to those of the president of the Bundesbank two days previously

May 14, 2012

Bias in favour of workers would foster Asia’s regional trade

From Dr Sanjay G. Reddy. Sir, Changyong Rhee presents the right diagnosis but an incomplete understanding

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